How to Get a 5-Star Limited Character with the Least Money?

January 2026 Update: Genshin Impact Version 6.3 (Luna IV) is coming soon, with Phase 1 featuring reruns of Columbina and Ineffa banners starting January 14. Want to secure your dream character without breaking the bank? Stop blindly spending! This guide shows you how to calculate the exact primogems needed for pity, and with Kardz's exclusive discounts, you can save at least 20%. Follow along — even a full 180-pull pity can cost under $80!

Step 1: Understand Genshin Impact's Gacha System — Avoid Common Pitfalls

The limited character banner has a base 0.6% chance for a 5-star, but the pity system protects you:

• Soft Pity: Starts ramping up around 70-80 pulls (average ~140 pulls for a 5-star).

• Hard Pity: Guaranteed 5-star at 90 pulls.

• 50/50 Mechanic: First 5-star has a 50% chance to be the limited character. If you lose, the next one is guaranteed limited (max 180 pulls for a limited 5-star).

• Weapon banner is different: 80-pull hard pity with 75% rate-up.

Worst-case scenario: 180 pulls for a guaranteed limited 5-star. Each pull costs 160 Primogems, totaling 28,800 Primogems. But relax — with free primogems from events and exploration, most players only need 10,000-15,000 on average.

Pro Tips:

• Share pity across characters (same banner type).

• Prioritize character banners over weapon banners.

Step 2: Calculate Your Minimum Spending Budget

Assuming you start with zero primogems and aim for one limited 5-star (no constellations):

Why Kardz is the best value? Kardz offers official direct top-ups with instant delivery, starting as low as $3.76 (60 Genesis Crystals), and discounts up to 20%+ on larger packs — cheaper than the official store or App Store! For example, $100 gets you 6480 Genesis Crystals (same as official, but Kardz often adds extra coupons).

Welkin Moon is a game-changer: Only $4.99/month — 300 Primogems daily + 90 Genesis Crystals = 9900 Primogems in 30 days! Three months = nearly 30,000 Primogems, enough for a full pity.

Step 3: Full Kardz Recharge Tutorial (Takes Just 3 Minutes)

Kardz is trusted by global players, 100% safe (official channels, no ban risk), supports PayPal, credit cards, and local payments — instant arrival.

Steps:

1. Visit Kardz Genshin Impact Recharge Page.

2. Select your server (Asia/NA/EU/TW, etc.).

3. Choose product: Genesis Crystals (direct Primogems) / Welkin Moon / Battle Pass (extra Primogems + materials).

4. Enter your HoYo LAB UID (found in-game, not third-party login).

5. Pay → 1-5 minutes delivery!

2026 Promotions: Check the homepage for ongoing Genshin Crystals -10% or more, plus new user double bonuses! Grab coupons on Kardz Homepage.

Scam Warning: Avoid shady third-party top-ups — stick to trusted platforms like Kardz.

Step 4: Ultimate Money-Saving Tricks (Even Free-to-Play Helps)

• Free Primogems: Daily commissions, events, Spiral Abyss, exploration — easily 3000+ per month.

• First-Time Bonus: New accounts get double Genesis Crystals on large packs!

• Battle Pass Bundle: $9.99 for thousands of extra Primogems + resources.

• Timing: Save for version previews and anniversary streams for free codes.

• Calculator: Use Kardz blog's How Much is $100 Worth in Genshin? to plan.

Real Player Example: One user spent just $40 on Kardz (3280 Crystals + Welkin) + free primogems and pulled Columbina in 140 pulls!

Final Thoughts: Go Get Your Dream Character!

The secret to getting 5-stars cheaply = Smart pity planning + Kardz discounts. Don't wait — head to Kardz now and prepare for the 6.3 banners!

Got questions? Drop them in the comments or go straight to the Recharge Link.

Based on January 2026 data. Prices may vary — always check official rates. Kardz — Your ultimate Genshin money-saving tool!